Charities & Care

Charities and care organisations operate in complex, high-responsibility, regulated environments. They must protect assets and income whilst safeguarding those in their care. We provide specialist insurance advice and a thoughtful, joined-up approach to employee benefits – helping them protect their mission, manage risk responsibly and support their people.

Insurance broking

Expertise for complex operational and safeguarding risks

Charities and care organisations operate across diverse activities, from frontline care and property management to retail and fundraising. The regulatory and legal duties governing their services create complex liability exposures requiring clear understanding, appropriate cover and strong governance.

They also face property damage, business interruption, cyber risk and M&A exposures. Structuring business interruption cover correctly is often complicated by varied income streams. For some, growing volumes of personal data mean heightened cyber exposures.

We advise organisations across a range of insurable risks, including:

Employee benefits

Supporting your people

Charities and care providers can’t approach employee benefits like commercial organisations. Reward must be justified, budgets are tightly scrutinised and governance constraints are often more restrictive. But they still need to attract experienced senior leaders and support frontline staff and volunteers.

Off-the-shelf solutions rarely fit. We help design benefits programmes that are sustainable and cost-efficient, focusing on maximising value through thoughtful design, tax efficiency and clear communication so benefits are understood and genuinely useful.

Featured Capabilities

Charities and Care Insurance

Our specialist Charities and care team works with organisations to protect and strengthen their business.

Employee Benefits

Our specialist employee benefits team works with charity and care organisations to make employee benefits work harder for their people and their business.

Mergers & Acquisitions

Our mergers and acquisitions team work with charity and care organisations to transfer difficult risks, protect value and help buyers and sellers of organisations reach a clean confident outcome.

Our impact

Rebuilding trust in insurance

A nationwide membership organisation representing hundreds of clubs was losing confidence in its insurance arrangements. The cover in place was a standard, off-the-shelf policy that failed to reflect how clubs actually operated.

Following a broker review, Bartlett was appointed to address these concerns.

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