Real Estate

Real estate businesses manage significant asset values, where risk is driven by the underlying assets but shaped by how they are owned, occupied and operated. We advise firms across the whole sector from real estate investors to managing agents, structuring insurance programmes that reflect how risk is held, financed and managed in practice.

Insurance broking

Expertise for real estate owners and investors

For real estate owners, investors and developers, the most significant insurable risks arise from property damage, loss of income and liability exposures linked to assets, tenants and third parties.

Losses can result from fire, flood or structural issues, but also from more complex factors such as inadequate valuations, delays in reinstatement, planning constraints or uninsured gaps in cover. Business interruption claims can be particularly significant, with recovery dependent on how well policies reflect lease structures, tenant dependencies and the time required to fully restore income.

We advise real estate clients across a range of insurable risks, including:

Claims support

Protecting value

The quality of your broker’s claims support becomes critical when a loss occurs. In real estate, poor handling can delay reinstatement, disrupt cash flow and strain lender relationships.

We see claims as being an integral part of our service. From notification to settlement, we coordinate insurers, loss adjusters and advisers to maintain momentum and clarity — focusing on rapid reinstatement, income protection and efficient resolution.

We also manage third-party liability claims, challenging those without merit and securing appropriate settlements where needed.

Featured Capabilities

Corporate Insurance

Our corporate insurance team advises real estate firms on structuring protection around complex property portfolios and operational risk.

Employee Benefits

Our specialist employee benefits team works with property owners to attract and support talent in a competitive market.

Mergers & Acquisitions

Our M&A insurance team helps real estate buyers and sellers transfer deal risk, protect value and reach clean, confident outcomes.