Employee Benefits and Business Protection

We design bespoke benefit and protection packages that cover all the bases, from pensions (including auto-enrolment setup and maintenance) to healthcare. Bartlett's solutions help our clients attract and retain the best talent, and ensure that they meet increasingly complicated regulatory requirements.

Our secret weapon? We think it's our insurance mindset. We look for where things can go wrong – then make sure that they don't.

At Bartlett we provide advice and implementation for:

  • Auto-enrolment & pension reforms
  • Defined contribution pension schemes
  • Group life insurance
  • Shareholder and partnership protection
  • Key person insurance
  • Group income protection insurance
  • Group critical illness
  • Group private medical insurance

Going beyond auto-enrolment

The introduction of auto-enrolment is completely changing the work pensions landscape. Our specialist team has the knowledge and experience to guide you and your employees through the entire auto-enrolment process from scratch – or review your existing arrangements, inside and out.

Our aim is a scheme that is streamlined to run, and seen as a valuable benefit by your employees – which is why our investment committee's statistics-led approach ensures that our fund recommendations are robust and justifiable, and will bear fruit for years to come.

And, unlike many pension advisers, our service doesn't stop at the finance department. Continuing changes to state pensions, reductions in lifetime and annual allowances, potential changes to the way pensions are taxed – these are complex issues, and ones that many of us have not considered fully.

That's why we also offer your employees one-to-one finance clinics and annual workshops. In these we can advise on technical subjects that include tax-efficient retirement planning, annual and lifetime allowance planning, and pension consolidation and transfers.

So while you may not have the time or the expertise to give your people financial advice, you don't have to leave them in the dark.

Pensions: challenge and change

Company pension schemes are not new – but soon the legal requirement to help employees save for retirement will apply to all businesses. The new rules surrounding this reform are lengthy and complex, with staging dates businesses must meet to avoid significant fines. Inevitably, the process involves a string of major financial and administrative decisions.

Many providers offer pension schemes, and they're not all the same. Differences can include the size and frequency of scheme charges and the method uses to give tax relief to employees, both of which can have a significant effect on the cost of the scheme to businesses and employees.


What's more, your choice of default fund can have a big impact on your scheme's returns. Many advisers will select a default fund and stay with it for forever and a day – but we take the time to choose carefully from the start, and review its performance annually.

If you're just getting started, you'll then need to implement your scheme and keep your people informed, aware and participating. Or if you're already up and running, you might want to make sure that you're not paying any hidden fees. And, even more importantly, that your fund's performance is best in class.

Employee benefits and business benefits

Our team will get under the skin of your business to design the perfect solution - attractive to your employees and cost-effective for your business. We can help you set up and implement it seamlessly.

We can also offer ongoing advice and help to your employees. Our consultants can make recommendations for their retirement strategies and investment funds, based on their individual circumstances and hopes for the future.

But in our experience companies need as much attention as individuals - because when your employees are affected, your business is too. That's why we also specialise in insurance and protection for your organisation.

Whatever your needs, our specialist team will create a bespoke recommendation for you, help set it up, and work with you for years to come.

Find out more about Employee Benefits and Business Protection

We hope we've given you food for thought. If you'd like to refer offline to this information, please download it in pdf format. Or if you're interested in a face-to-face conversation, please get in touch.

Andy Russell
Employee Benefits Director


Head Office

The Bartlett group
Broadway Hall
LS18 4RS

Tel: 0345 605 4155
Email: mail@bartlettgroup.com

Bartlett Group (Holdings) Limited incorporated and registered in England and Wales. Registered address: Broadway Hall, Horsforth, Leeds. United Kingdom. LS18 4RS. Registered in England & Wales under company registration number 00945137.

Bartlett Group (Holdings) Limited is a holding company. Bartlett & Company Limited and Bartlett Wealth Management Limited are authorised and regulated by the Financial Conduct Authority (FCA). Bartlett & Co. GmbH is registered with the Hamburg Chamber of Commerce and accordingly entered in the broker register as an insurance broker with a permit according to § 34 d Paragraph 1 of the Industrial Code under registration number D-0767-L4J4W-03.

Bartlett Group companies may also undertake non-regulated activities including tax planning and risk management consulting.