First things first: past performance cannot guarantee future returns. Nothing can. So the value of your investment can go up or down, and may be worth less than you paid in.

Having said which, unlocking future performance is at the heart of wealth management. And the best clues to future performance come from statistics, not subjectivity.

Our investment committee continually analyses thousands of funds to identify those with the potential to deliver into the future. We will not recommend complicated financial instruments – in our experience they multiply the unknowns our clients have to deal with.

While we monitor real-time performance closely, we believe that investment strategies should be designed for the long-term. So all our portfolios are diversified, without overexposure to any one stock, asset class or sector. And we avoid hastily dropping stock in response to temporary volatility or the opinions of panicked pundits, as this can damage portfolio value.

Before we can start working for you, we need to know what you want to achieve. In a way, this is the most important information we work with.

Your dedicated adviser will sit down with you, wherever you are, for as long as you want. We start with your financial circumstances but go much further – we want to understand how you feel about risk and reward, your preferences and values, and your ultimate plans for your funds.

We will also advise you on specialist requirements, such as pensions, life insurance and tax planning. (Experience shows that minimising your tax liabilities can be as important as monitoring performance.) Whatever your needs, we can offer suitable products and craft our management approach to fit.