Wealth Management

More than 55 years ago, some of our business clients began asking whether we could manage their private portfolios with the same rigour and independence we brought to their corporate accounts. It turned out that we could.

Today, our advice covers private assets in excess of £250m and in 2020 Bartlett Wealth Management ranked second in the Financial Times Top 100 UK Financial Advisers. Our clients include business owners, company directors and families we have worked with for generations.

Our secret weapon? We know where the private wealth management industry breaks down. And we know what to do about it.

Financial Times Top 100 UK Financial Advisers 2020

Bartlett ranked number one Chartered Financial Adviser and 2nd overall in the FTAdviser Top 100 Financial Advisers 2020, which lists the UK’s best advisory firms.

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Wealth management: wrestling with the unknown

Nobody can guarantee what the market will do tomorrow, let alone next week or next year. It's the big unknown that hangs over everybody's investments.

To counter it, advisers need to have, and use, concrete information. But it's surprising how often even investment professionals believe that the markets can be tamed by instinct. And how often their investment decisions rely on little more than superficial analysis and gut feel.

That's why so many funds are recommended because they are run by investment star names. Why glamorous esoteric investments are popular, and why knee jerk reactions are so common in the market.

Bartlett has a more rigorous approach. Our Investment Committee has an eye on the long term and filters funds dispassionately. Our risk ratings are carried out in-house to ensure complete objectivity. In short, we know exactly what we're recommending, and why.

The results? Our clients' portfolios are diversified, mainstream and built for the long term. They minimise volatility. And they match our clients’ risk appetites, whatever these may be.

It's all about the numbers

First things first: past performance cannot guarantee future returns. Nothing can. So the value of your investment can go up or down, and may be worth less than you paid in.

Having said which, unlocking future performance is at the heart of wealth management. And the best clues to future performance come from statistics, not subjectivity.

Our investment committee continually analyses thousands of funds to identify those with the potential to deliver into the future.

While we monitor real-time performance closely, we believe that investment strategies should be designed for the long-term. So all our portfolios are diversified, without overexposure to any one stock, asset class or sector. And we avoid hastily dropping stock in response to temporary volatility or the opinions of panicked pundits, as this can damage portfolio value.

It's all about you

Before we can start working for you, we need to know what you want to achieve. In a way, this is the most important information we work with.

Your dedicated adviser will sit down with you, wherever you are, for as long as you want. We start with your financial circumstances but go much further – we want to understand how you feel about risk and reward, your preferences and values, and your ultimate plans for your funds.

We will also advise you on specialist requirements, such as pensions, life insurance and tax planning. (Experience shows that minimising your tax liabilities can be as important as monitoring performance.) Whatever your needs, we can offer suitable products and craft our management approach to fit.

The Bartlett process

We begin every new relationship with a face-to-face meeting to find out what you want to achieve, and how.

We will then make a personal recommendation for you, in the form of a tailored financial plan. We'll use what you've told us to match your risk tolerance to your investments. And we'll tell you as much, or as little, as you want to know about the details behind our decisions.

If you choose to receive ongoing services from us, we’ll repeat this process at least annually, updating your financial plan based on your circumstances and goals at that particular point in time. We know that things change and will be there to support you when they do.

Step 1:

Getting to know you

In a detailed, (ideally) face-to-face discussion, we will ask about your financial situation, your plans, your attitude to risk and your expectations on fees.

Step 2:

A personalised recommendation

We will create a fully personalised investment solution, along with the financial planning advice you require. We have different service packages, depending on the level of advice you require – which can be further tailored to suit your needs perfectly. But every solution includes:

An investment proposition selected by our investment committee
Asset allocation modelling and regular rebalancing
Competitive fees
Dedicated advice from a professionally qualified adviser

Find out more about Wealth Management

We hope we've given you food for thought. If you'd like to refer offline to this information, please download it in pdf format. Or if you're interested in a face-to-face conversation, please get in touch.

David Bates
Head of Wealth Management
Email: dbates@bartlettgroup.com

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