Family Businesses - Bartlett Group US

Family Business

Family businesses are built for the long term, guided by values that extend across generations. As a leading independent, family-owned broker, Bartlett combines expertise with first-hand insight into the particular challenges that family businesses face.

Insurance broking

The unique risk profile of family ownership

Insurable risk is often assessed using factors like turnover, sector, geography and property details. These are important, but underwriting also depends on less tangible qualities that shape how risk performs over time.

Family ownership is one such factor. It can support higher standards, stronger relationships and more considered decision-making. Yet these strengths are rarely captured in proposal forms, leading to mispriced cover. We ensure these factors are understood so insurers can assess risk more accurately.

We advise family businesses and their owners across a range of insurable risks, including:

Employee benefits

Connected benefits that strengthen culture

Family businesses combine long-term thinking with a strong sense of responsibility, creating stable, loyal teams. Benefits can reinforce this culture by supporting wellbeing and financial security — but only when designed as a connected whole, tailored for specific needs and aligned to values.

We help family businesses build joined-up benefits programmes that reflect and support their workforce now and in the future.

Featured Capabilities

Corporate Insurance

Specialist corporate insurance for family businesses.

Our impact

Repositioning risk

Following rapid growth across several business units, the insurance arrangements for this family-owned group had not kept pace. Over time, cover had become fragmented, overly complex and dependent on a narrow panel of insurers. Bartlett was asked to review the programme in full including pricing, adequacy of cover and risk presentation.

50% savings

Our impact

Protecting family wealth

Bartlett supported the sale of a family-owned business, placing sell-side W&I insurance, delivering a clean, confident exit and protecting family-wealth after 40 years of ownership.

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