Credit Insurance

Over 65 years’ experience advising businesses on cover from whole turnover credit insurance to specialist products such as fraud cover and surety bonds.

Contact us

About us

Grow your business with confidence

Credit insurance is often treated as a safety net. The best programmes do more than simply protect you when a customer fails — they help businesses to trade with greater insight and strength.

With the right structure and adviser, credit insurance becomes a tool that supports growth. It can help you deepen relationships with existing customers and pursue new opportunities, with the confidence that credit exposure is understood, actively monitored and backed by an insurer.

Our clients stay with us because we don’t treat placing the policy as the finish line, but the start of a relationship – we provide ongoing advice, apply creativity in securing credit limits and bring disciplined credit monitoring through our Gap Analysis tool to keep cover aligned with your evolving risk profile.

Gap Analysis Tool
>175
Years combined credit insurance experience
65+
Years as a specialist credit insurance broker

Our Approach

We are proactive

We are technically minded, detail-focussed and experienced. We anticipate insurers’ questions, identify pressure points early and address them before they become obstacles. We do not ration expertise or over-stretch our people. Instead, we give our credit specialists the time and support they need to provide unbiased, in-depth advice focussed on your success.

We are creative

We design programmes that reflect the credit risks you face and your ambitions for growth. By combining technical expertise with practical judgement, we deliver cover that is both robust and flexible. That creativity is reflected in the way we structure limits, negotiate cover enhancements and analyse risk exposures, helping clients understand and manage exposure with confidence.

We are independent

We are commercially independent and not driven by short-term market pressure. That independence allows us to prioritise long-term client relationships over short-term profit, and to invest properly in the quality of our advice. We advise on the whole market and are free to place risk where it is best understood and most fairly priced. Our interests’ always align with those of our clients.

Meet the team

Simon Martin MCICM, CII

Head of Division

Simon has been involved with credit insurance since 1994 in underwriting and senior broking roles with multinationals in London and Leeds.

Phill Hall ACICM

Divisional Director

Phill began his career within the trade credit insurance industry in 2001. He joined Bartlett Group in 2007, having previously worked for a couple of other major brokers. He is now responsible for the development of the Bartlett credit insurance portfolio within the UK.

Andy Parfitt MCICM (Grad)

Senior Account Executive

Andy started his Credit Insurance career in 1985 with the Government’s Export Credit Guarantee Department. He joined Bartlett in 1987 and is responsible for key account clients.

Adam Smith MCICM

Account Executive

Adam joined Bartlett in 2021.  He has been in the credit insurance industry since 2016 and previously worked for another national broker.

Jason Gelder ACICM

Account Executive

Jason joined the Credit Insurance department at Bartlett in 2011 and is responsible for the servicing of key account clients as well as the development of our Surety portfolio.

Paul Jackson

Account Executive

Paul started his credit insurance career in 2001 and has worked at several national brokers before joining Bartlett in January 2023.

Josh Gibbons ACICM

Senior Business Development Executive

Josh joined Bartlett in 2023. He has been in trade credit insurance since 2017 and previously worked for another independent Broker.  He works to develop the Bartlett credit insurance portfolio within the UK

Sharon Bogg MCICM (Grad), CII

Senior Broker - Team Leader

Sharon has worked in the insurance industry since 1990. She decided to specialise in Credit Insurance in 1996.  She joined Bartlett in 2002 and is now our Senior Broker.

Rachael Barker-Vaizey MCICM, Cert CII

Broker

Rachael has worked in the insurance industry since 2017, specialising in Credit Insurance in 2019. Having previously worked for another independent broker, she joined Bartlett in 2025

Bethany Warkuo

Account Handler

Beth has worked in the credit insurance industry since 2023, having previously worked for another independent Broker.  She joined Bartlett in 2025.

Testimonials

Don’t take our word for it

We have worked with Bartlett Credit for many years now, and they have become a valuable extension of our credit management team. What sets them apart is their knowledgeable guidance that allows us to make the confident decisions for our business.

If you are looking for a broker that combines technical expertise with genuine strategic support, I cannot recommend them highly enough.

Nathan ColeChief Financial Officer, Häfele UK Ltd

We can’t speak highly enough of the service we’ve received from you and Josh in supporting us to get the best possible deal. Your responsiveness and understanding of our business has surpassed both of our expectations so thank you so much, we really appreciate it.

Financial DirectorTotal Hire & Sales Ltd

Last week I made the decision to move our credit insurance brokerage from one of the largest global brokers to Bartlett. This came down to two factors: ongoing inaction and a clear lack of engagement from our incumbent, contrasted with the professionalism, care, and attention to detail consistently shown by Phillip and Josh.

Graham JonesFinancial Accountant, Malthouse Eng Co Ltd

We have used Bartletts as our broker for many years and have a fantastic relationship. They answer the phone every time, respond to emails the same day and get back to you asap on every occasion. I fully trust them and would recommend them to anyone who would like their life to be made easier.

Anna HortonCentral Plate Services Ltd

Working with Bartlett as our credit insurance broker has been a real asset to our business. They consistently provide clear guidance, timely advice, and thoughtful solutions tailored to our credit risk challenges. Their attention to detail, strong relationships in the market, and commitment to our success make them a trusted partner we rely on with confidence.

Steven BennettManaging Director, Central Aggregates Ltd

Our impact

Funding secured

When invoice factoring constraints threatened funding, a leading recruitment firm needed a fast solution. We secured robust credit cover within two weeks—protecting cash flow, restoring certainty and enabling the business to continue trading with confidence.

Read the case study

Our impact

Avoiding catastrophic risk

An electrical contractor secured a contract that could transform its business—but carried a £500,000 downside risk. We arranged specialist cover that enabled them to proceed with confidence and ensured the business was protected when the buyer ultimately defaulted.

Read the case study

FAQs

Clear answers to common questions.

Our latest insights

UK metals: rising pressure, tightening credit risk

10 July 2026Credit Insurance

The UK metals sector faces intensifying pressure as structural and cyclical challenges converge—ranging from global overcapacity to rising energy costs and evolving regulation. These forces are heightening credit risk across the supply chain and making proactive risk management more critical than ever.

Read more

Ready to talk?

If you’d like to speak to us, complete the form below and we’ll connect you with the right person.

Email*
Area of Interest*