Skip to content

Private client insurance

High-Value Car Insurance: Land Rover Range Rover 

18 December 2023

In the UK, high-value car theft is a rising concern, with a vehicle stolen every eight minutes. Preventing luxury car theft starts with effective risk management.

Private client insurance

In the UK, high-value car theft is a rising concern, with a vehicle stolen every eight minutes. Preventing luxury car theft starts with effective risk management. To secure your luxury vehicle, it is crucial to implement recommended anti-theft and security measures, as well as opting for specialised high-value car insurance. 

Land Rover: Case Study

Iconic British car manufacturer Land Rover is a house-hold name. Today, the new Range Rover models, like the Evoque, Sport and Velar are hugely sought-after, commanding price tags upwards of £110,000.  

Since becoming one of the most recognised manufacturers of four-wheel drive vehicles, the major British car brand has produced the popular Freelander, Defender, Discovery, and of course, the Range Rover. An incredibly popular choice for many drivers, unfortunately the Land Rover Range Rover is now the most stolen vehicle in the UK, with The Times reporting that they are almost ‘uninsurable’ as a result. According to DVLA data, 1 in every 100 Range Rovers were stolen in the 12 months to March 2023. For the Range Rover Velar R-Dynamic HSE D180 A, the company’s most stolen model when the release came out, the number rises to 2 in every 100 vehicles. 

Their high value combined with sophisticated theft methods, increasing cost of second-hand cars and a shortage of car parts make Land Rovers a prime target. Car thieves are known to be able to ‘hack’ the entry system, allowing the doors to be unlocked and engines started without using the key. For a Range Rover SVR (estimated RRP £115,000), it has been demonstrated that a potential thief could gain entry and drive away in less than thirty seconds using a keyless relay device and starter fob inserted into the vehicle’s OBD device.  

i) The most stolen and recovered vehicles according to Tracker Network UK Limited 2020 vs 2021

i) The most stolen and recovered vehicles according to Tracker Network UK Limited 2020 vs 2021 

In response to the security concerns expressed by owners, Jaguar Land Rover announced that it was investing more in the security of its vehicles. Models from 2022 onwards are now fitted with an enhanced security system, and the technology can still be deployed in older vehicles – allowing for retrospective upgrades for many drivers of older models, which Bartlett advisors highly recommend.   

Anti-Theft Vehicle Measures

The increase in theft rates highlights the necessity for vigilant risk management. From simple ways to protect your keys to a garage with CCTV, you can implement other easy yet effective protection methods. At Bartlett, we advise owners to keep keys (including spares) in secure pouches or locked away in a metal box to block hackers from boosting the key signals in these kinds of thefts. We strongly suggest investing in physical deterrents such as steering wheel locks, surveillance cameras, bollards, electric gates, and advanced garage alarm systems. Additional cautionary measures recommended and sometimes required by insurers include installing Thatcham-approved vehicle trackers and state-of-the-art immobilisers, significantly reducing the likelihood of theft and providing peace of mind. 

ii) The Steps you Can Take to Keep Your Car Safe 

 
Land Rover insurance is designed to protect policyholders from financial losses and legal liability that may result from accidents, theft, or damages to their vehicle. At Bartlett, we go beyond standard offerings, providing solutions that consider the unique aspects of luxury vehicles, from their higher market value to the potential for custom modifications. 

With a team of dedicated specialists, we offer flexible, versatile policies that can be adapted to work best for you and your lifestyle. We understand that luxury cars require protection that’s as exceptional as they are.