Group Protection & Healthcare

Our approach

Beyond the renewal conversation

The wrong advice on Group Protection & Healthcare can lead to higher premiums, gaps in cover, and missed opportunities as the market evolves — while valuable benefits like Employee Assistance Programmes and Virtual GPs often go underused. The right advice ensures your cover is cost-efficient, comprehensive, and designed to add real value.

At Bartlett, we take a proactive, insight-led approach — reviewing your benefits when the risk demands it, not just at renewal. We consider your programme holistically, ensuring adjustments in one area are matched by enhancements in another, with clear communication that ensures employees understand and value the cover provided.

We advise across a range of products which include:

Our Capabilities

Broking

We focus on delivering exceptional value aligned to your objectives — not simply the lowest premium. Our fully independent, whole-of-market advice considers policy terms, insurer strength and claims philosophy to ensure your cover performs when it matters. Unlike some brokers, we have no additional remuneration arrangements with insurers, meaning our recommendations are not tainted by commercial considerations, so you can be confident we act solely in your best interests.

Our impact

Joined-up benefits

A fragmented benefits programme was falling short of employee expectations. We conducted a comprehensive, programme-wide review of all employee benefits, taking a holistic rather than a single-product approach. By identifying efficiencies and reallocating spend, we improved cover, introduced new benefits and reduced excess levels—delivering a more relevant and sustainable offering without increasing overall cost.

FAQs

Clear answers to common questions.

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